Homeowners Insurance in Vermont

Residents of Vermont can obtain Homeowners insurance from Burlington Insurance Agency.

Homeowners Insurance Vermont

Get a Homeowners Insurance Quote from our Insurance Professionals

Homeowners Insurance Vermont

What is Homeowners Insurance?

Homeowners insurance is a crucial financial safety net that provides coverage for your home and personal belongings in the event of unforeseen circumstances such as fire, theft, vandalism, or natural disasters. It also offers liability protection in case someone is injured on your property and decides to sue you for damages. Essentially, homeowners insurance serves as a shield to protect you from financial losses associated with property damage or legal liabilities.

Who in Vermont Needs Homeowners Insurance?

Whether you own a cozy cabin in the Green Mountains, a historic home in Burlington, or a lakeside retreat in the Northeast Kingdom, homeowners insurance is a necessity for anyone who owns property in Vermont. From first-time homeowners to seasoned property investors, anyone who wants to protect their investment and secure their family’s future should invest in a comprehensive homeowners insurance policy.

Homeowners Insurance Vermont

What Does Homeowners Insurance Cover?

A homeowners policy offers a wide range of coverage to ensure that you are adequately protected against various risks and perils. Here’s what a policy typically covers:


  • Dwelling Coverage: Provides protection for the structure of your home and its attachments, such as garages or decks, against damages caused by covered perils like fire, windstorm, or vandalism.
  • Personal Property Coverage: This reimburses you for the cost of repairing or replacing your personal belongings, such as furniture, clothing, and electronics, if they are stolen or damaged in a covered loss.
  • Liability Protection: If someone is injured on your property or if you accidentally damage someone else’s property, liability coverage helps cover the legal expenses and damages you may be responsible for.
  • Additional Living Expenses: In the event that your home becomes uninhabitable due to a covered loss, this coverage helps pay for temporary living expenses, such as hotel bills or rental costs, while your home is being repaired or rebuilt.
  • Medical Payments: This coverage helps pay for medical expenses if someone is injured on your property, regardless of who is at fault.
  • Other Structures Coverage: This provides protection for structures on your property that are not attached to your main dwelling, such as sheds, fences, or detached garages.
  • In addition to these standard coverages, we also offer optional endorsements and add-ons to customize your policy to suit your specific needs and preferences.
Burlington Insurance Agency

How Can Residents in Vermont Get Homeowners Insurance?

Don’t wait until disaster strikes to protect your most valuable asset. Contact the knowledgeable agents at Burlington Insurance Agency today to learn more about our homeowners insurance options and get a quote tailored to your Vermont home. With our comprehensive coverage and dedicated client service, you can rest easy knowing that your home and family will be well-protected.

Get a Quote

Send us a bit of your information and we’ll be in touch shortly!

Bill and the entire staff of Burlington Insurance Agency have provided excellent advice concerning coverage and insurers to provide it, as well as prompt and very caring service when we have had to make a claim. We think it is the very best of its kind in this community.

M. Lipson

Google Review