ATV Insurance in Vermont

Residents of Vermont can obtain ATV insurance from Burlington Insurance Agency.

ATV Insurance Vermont

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ATV Insurance Vermont

What is ATV insurance?

Operating a four-wheeler or other all-terrain vehicle involves certain risks, as accidents can happen on the trail or elsewhere. ATV insurance can help riders in Vermont protect their four-wheelers from covered damage, as well as provide valuable liability coverage.  

ATV insurance offers tailored coverages for four-wheelers and other all-terrain vehicles. Policies may provide coverage when an ATV is on the trail, on the road, or simply in a garage.

What insurance coverages can four-wheeler policies come with?

Four-wheeler policies normally have the following available coverages:

  • Bodily Injury Liability Coverage: Pays for injuries you cause to others while riding your ATV.
  • Medical Payments Coverage: Pays for medical bills for you or your passengers after an ATV accident, regardless of fault.
  • Comprehensive Coverage: Pays for non-collision damage to the four-wheeler, which often includes fire, theft, vandalism, falling trees, and other perils.
  • Collision Coverage: Pays for damage to the four-wheeler if sustained during a collision with another object, which could be a tree, other ATVs, cars, vans, or trucks.
  • Accessories Coverage: Pays for safety gear and accessories used with the four-wheeler, which could encompass helmets, aftermarket upgrades, bags, and other items.
  • Property Damage Liability Coverage: Pays for damage to others’ ATVs or property that your four-wheeler causes during a collision. 
  • Underinsured and Uninsured Motorist Coverage: Pays for your damages where the at-fault driver lacks adequate insurance, and usually also covers hit-and-runs.

Can an ATV be added onto a car insurance policy?

Car insurance policies are not designed to cover four-wheelers or other ATVs. These policies are mainly for cars and trucks that are driving on public roads. An ATV policy is normally needed if insuring a four-wheeler.

ATV Insurance Vermont

Can a homeowners insurance policy cover an ATV?

Some companies will allow you to endorse an ATV on a homeowners policy. However, even if a four-wheeler can be covered, an ATV policy is often recommended as it may provide more extensive protections.

An insurance agent knowledgeable in four-wheeler insurance can help riders check their homeowners policy, to see whether it meets their ATV coverage needs.

Burlington Insurance Agency

Where can riders in Vermont get ATV insurance for their four-wheeler?

If you need help insuring a four-wheeler or other ATV that’s registered in Vermont, contact the independent insurance agents at Burlington Insurance Agency. Our agents will help you find valuable coverage at an affordable price.  

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Bill and the entire staff of Burlington Insurance Agency have provided excellent advice concerning coverage and insurers to provide it, as well as prompt and very caring service when we have had to make a claim. We think it is the very best of its kind in this community.

M. Lipson

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